fintech built to be trusted.
Money moves fast and customers expect it to feel effortless. We build payment platforms, customer finance apps, onboarding and client portals, reporting and AI document processing for fintech startups and financial services firms, built on regulated payment and Open Banking providers, with security and audit trails at the core.
common problems.
onboarding that loses customers
Long forms and manual ID checks, where good customers give up before they finish.
documents by the hundred
Statements, invoices, payslips and forms read and keyed in by hand.
clients in the dark
Customers ringing to ask where their application, payment or portfolio stands.
reporting by spreadsheet
Month-end numbers pulled together by hand from systems that don't connect.
what we build.
payment platforms
Card, wallet, Direct Debit and Open Banking payments, subscriptions, payouts and reconciliation.
customer finance apps
Balances, transactions, budgets, applications and secure messaging on iPhone, Android and the web.
digital onboarding
Applications, identity and document checks through specialist providers, with a clear path from sign-up to approved.
ai document processing
Statements, invoices and forms read by AI, key figures extracted and checked by a person before they reach your systems.
see it: /services/ai-automation →client + adviser portals
Secure portals where clients see documents, progress and messages, and advisers manage their book.
reporting + dashboards
Live dashboards and reports built from your own data, replacing the month-end spreadsheet.
every size
of business.
From a founder's first product to a platform for a large organisation, the approach is the same: you talk to whoever is building it, you get a fixed quote, and we stay on after launch.
founders + startups
A first product built properly: scoped to what matters, launched fast and ready to grow, raise on and scale.
growing businesses
The spreadsheets, group chats and paper replaced with one system that fits how you already work, and grows with you.
large organisations
New products, internal platforms, AI and integrations built alongside your existing systems, teams and processes.
the proof.
Products we build and run ourselves, and businesses we've built for. Full case studies are coming soon.
PingCab
A booking platform for licensed local taxi firms: a rider app, a driver app, a dispatch portal for the firm and a website covering 26 towns. Fixed fares from the council tariff, no surge, fully bilingual.
./open-case-study →
gaffer
gaffer reads your supplier invoices, turns a voice note into a booked job, chases services before they're due and answers any question about the business in seconds. Fewer evenings in the office, less paid admin, nothing forgotten. It runs MW Plumbing & Heating today.
./open-case-study →
how it works.
Six steps, from the first conversation to keeping it running. More on working with us →
- 01 /talkWe start with the idea, the problem and where you're at. You don't need a finished brief.
- 02 /scopeWe work out what it needs to become, and what it doesn't, and what it has to connect to.
- 03 /fixed quoteYou get a fixed quote in writing, with the timeline, before anything starts.
- 04 /buildDesign and development under one roof. You see progress as it's built.
- 05 /launchWe get it working and into the world: on your domain, in the app stores or in your team's hands.
- 06 /runWe stay on to host, update and support it, so you're never left with something nobody looks after.
questions,
answered.
do you handle payments and banking data?
We build on regulated payment and Open Banking providers such as Stripe, so card and bank details are handled by them, and your platform stays focused on the product.
can AI read financial documents?
Yes. AI extracts the figures from statements, invoices and forms, and a person reviews them before anything is saved or acted on.
how do you approach security?
Role-based access, encryption, audit trails and least-privilege access to data are designed in from the start, not added later.
do you work with large companies as well as small ones?
Yes. We work with founders, small and growing businesses, and large organisations. The process is the same at every size: you talk directly to whoever is building it, you get a fixed quote, and we stay on to run and support what we ship.
how much does it cost?
There's no price list, because no two builds are the same. We scope the work with you, then you get a fixed quote in writing before anything starts. We take on projects of every size, from a focused first version to a large, multi-part platform.
ready?
have something you want to build?
It doesn't need to be figured out yet. Bring the idea, the problem and where you're at. That's enough to start.